Unclaimed estates added to the UK Bona Vacantia list in the last 90 days, sorted newest first. The BV list is updated regularly — check back often or register for email alerts when new estates matching your surnames appear.
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Kevin Brammer
Died: 2 January 2026 · Epsom Surrey
Brenda Marion Willis
Died: 13 June 2026 · Northampton Northamptonshire
Alan Willis
Died: 11 May 2025 · King's Lynn Norfolk
Kevin Wakefield
Died: 10 September 2025 · Ferrybridge Wakefield
Peter Vincent
Died: 3 December 2015 · Dorchester Dorset
Jean Vayro
Died: 2 June 2022 · Durham City County Durham
Alfred Thomas Till
Died: 25 November 2025 · Walsall West Midlands
Arthur Peter Seabridge
Died: 16 September 2025 · Stock on Trent Staffordshire
Graham Richard Ralph Rose
Died: 11 January 2026 · Warminster Wiltshire
Dilys Joyce Paddick
Died: 4 April 2026 · Bridgend Mid Glamorgan
Clive John Hazzard
Died: 17 June 2026 · Berwick Northumberland
Susan Doreen Essery
Died: 6 January 2025 · Plymouth Devon
Pasquelina Del Gross
Died: 30 June 2024 · Northampton Northamptonshire
John Clark
Died: 11 June 2025 · Rustington Sussex
Wendy Celia Selfe
Died: 14 August 2025 · Colchester Essex
Mark Robert Sampson
Died: 6 November 2025 · Chingford London E4
Mervyn John Powell
Died: 18 September 2024 · Stanway Essex
Sonia Tracy Page
Died: 11 June 2026 · Colchester Essex
Roger Cave
Died: 5 January 2026 · Bridgwater Somerset
Humphrey Benjamin
Died: 15 March 2024 · Camden London NW3
Valerie Margaret Linda Alberecht
Died: 11 January 2025 · Ilford Essex
Paul Leonard Roberts
Died: 25 December 2025 · Brighouse West Yorkshire
Sharon Ann Riches
Died: 9 June 2025 · Harrogate North Yorkshire
Muharrem Reifet
Died: 20 September 2024 · Ilford Essex
John Steel Dixon
Died: 14 September 2025 · Walsall Staffordshire
Eurwyn Roberts
Died: 6 October 2025 · Dolwyddelan Conwy
David Rhodes
Died: 3 April 2025 · St John's Wood London NW8
Judith Veronica Lyons
Died: 17 February 2024 · Taunton Somerset
Max Alan Michael Levitt
Died: 25 April 2026 · Louth Lincolnshire
Geoffrey Hodgkinson
Died: 6 June 2025 · Bradford West Yorkshire
John Hartley
Died: 16 December 2024 · Halifax West Yorkshire
Gordon Rowland Glover
Died: 17 May 2025 · Burton upon Trent Staffordshire
Christine Bickerdike
Died: 13 March 2023 · Knutsford Cheshire
Patrick Ashley Belding
Died: 27 May 2026 · Bridlington East Riding of Yorkshire
Maurice Leon Vincent
Died: 10 March 2017 · Walsall West Midlands
Denise Outterson
Died: 1 June 2026 · Gloucester Gloucestershire
David Barry Murchison
Died: 10 April 2026 · Clacton-On-Sea Essex
Patrick James McCoy
Died: 8 April 2026 · Acton London W3
Carol Ann Lee
Died: 26 April 2026 · Smethwick West Midlands
Vladimir Dirsh
Died: 29 March 2026 · Chiswick London W4
John William Straw
Died: 10 April 2026 · Leicester Leicestershire
James Arthur McLaughlin
Died: 18 October 2025 · Linford Essex
James Jones
Died: 30 June 2010 · Croydon London CR7
Alan Hill
Died: 11 March 2026 · Salisbury Wiltshire
Lindsay McPhee
Died: 25 October 2021 · Bradford West Yorkshire
Andrew David Kost
Died: 10 August 2025 · Darlington County Durham
Lee Francis James Griffiths
Died: 25 June 2026 · Portsmouth Hampshire
Barbara Deane
Died: 17 October 2025 · Huntingdon Cambrideshire
Harold Adams
Died: 14 April 2012 · Isleworth Middlesex
Georg Dieter Zinn
Died: 16 January 2026 · Littlehampton West Sussex
David Williams
Died: 11 November 2024 · Southsea Hampshire
David Venray
Died: 8 March 2024 · Redhill Surrey
Christiane Schenouda
Died: 11 April 2024 · Isleworth Middlesex
Thomas Ryley
Died: 26 February 2026 · Grimsby Lincolnshire
Gordon Jeffrey Richards
Died: 15 February 2025 · Willenhall Staffordshire
Geoffrey Pearson
Died: 3 March 2017 · Darlington County Durham
Rita Parr
Died: 12 February 2025 · Huddersfield West Yorkshire
John Morris
Died: 14 November 2025 · Southall Ealing
Trevor Kenneth Morgan
Died: 28 January 2026 · Smethwick West Midlands
Dennis Ianson
Died: 14 February 2012 · London SW11 5UD
Francis Richardson Howe
Died: 12 March 2025 · Sheffield South Yorkshire
Anthony John Hopper
Died: 20 January 2026 · Cramlington Northumberland
James Hollingworth
Died: 13 September 2025 · Ilkeston Derbyshire
Lynne Hodder
Died: 7 January 2025 · Dorchester Dorset
Siegfried Ehrich
Died: 28 May 2025 · Nuneaton Warwickshire
Peter Daniels
Died: 14 March 2026 · Scunthorpe Lincolnshire
Robert Craig
Died: 9 September 2014 · Darlington County Durham
Margaret Lilian Cook
Died: 16 October 2025 · Croydon Surrey
Reginald Arthur Bithell
Died: 8 March 2026 · Chester Cheshire
Stephenie Hazel Barnard
Died: 29 December 2025 · Redhill Surrey
Ann Claudine Baker
Died: 24 July 2025 · Basildon Essex
Peter Armstrong
Died: 14 April 2025 · Abergele Clwyd
John Murray Warren
Died: 30 April 2021 · Clacton-On-Sea Essex
Clive John Shipton
Died: 24 August 2025 · Gloucester Gloucestershire
Kathryn Mellor
Died: 4 June 2025 · Grimsby North East Lincolnshire
David John Maslin
Died: 6 April 2024 · Totland Isle of Wight
Jean Martin
Died: 19 September 2025 · Liss Hampshire
Maureen Longmore
Died: 6 July 2025 · Dudley West Midlands
Dennis Arthur Kingsbury
Died: 15 April 2024 · Staines Upon Thames Surrey
John Francis Kennedy
Died: 30 September 2025 · Cardiff South Glamorgan
Vladirmiras Katurbajevas
Died: 21 September 2021 · London N17
Thomas Ernest Hyam
Died: 29 September 2025 · Marlborough Wiltshire
Natalia Mary Robertson Humphreys
Died: 28 February 2025 · Aberystwyth Ceredigion
Seymour Howell
Died: 4 January 2025 · Dartford Kent
Jean Varley Mary Gregg
Died: 10 August 2025 · Whittlesey Cambridgeshire
Duncan Edwards
Died: 9 May 2024 · Hensingham Cumbria
Harold Brian Couzens
Died: 2 March 2023 · Southend-On-Sea Essex
Wilson Carpenter
Died: 8 May 2025 · Bristol
John Terence Bell
Died: 30 April 2025 · Derby Derbyshire
Krystyna Zubicki
Died: 13 August 2016 · Leicester Leicestershire
Elizabeth Sykes
Died: 19 May 2026 · Bradford West Yorkshire
Zillah Amelia Sowerby
Died: 4 June 2020 · Darlington County Durham
Michael Alan Simpson
Died: 25 September 2016 · Darlington County Durham
Leslie Robson
Died: 6 July 2026 · Grimsby Lincolnshire
John Charles Ricouard
Died: 6 June 2026 · Grimsby Lincolnshire
Edward Power
Died: 27 January 2026 · Swansea West Glamorgan
Susan Carolyn Mawer
Died: 29 March 2026 · Bingley West Yorkshire
Brian John James Jelf
Died: 2 July 2026 · Cwmbran Gwent
Veronica Donovan
Died: 6 January 2026 · Isleworth Middlesex
Spencer Neil Cooper
Died: 17 February 2025 · Peterborough Cambridgeshire
Clive Potts
Died: 26 May 2022 · West Byfleet Surrey
Simon Nicholas Rabone
Died: 31 March 2025 · Camden London WC1N
Margaret Pardy
Died: 2 January 2024 · Winchester Hampshire
Jacek Muszynski
Died: 11 March 2026 · Waterlooville Hampshire
Paul Moore
Died: 23 April 2017 · Walsall Staffordshire
John James Colin Metcalfe
Died: 9 June 2026 · Bradford West Yorkshire
Nina Zena Hayden
Died: 28 August 2017 · Hammersmith London W12
Peter Graham Dunkley
Died: 8 May 2026 · Cwnbran Torfaen
Robert Bernstein
Died: 9 January 2016 · Walsall Staffordshire
Marjorie May Valerie Stainer
Died: 26 May 2026 · Farnborough Hampshire
Horace Smith
Died: 18 April 2014 · Nottingham Nottinghamshire
Alan Robinson
Died: 9 March 2004 · Nottingham Nottinghamshire
James McConville
Died: 22 April 2005 · Nottingham Nottinghamshire
Joseph Juozas Kazelis
Died: 18 June 2017 · Nottingham Nottinghamshire
Gurdip Kaur
Died: 25 May 2005 · Nottingham Nottinghamshire
Robert Jackson
Died: 7 May 2025 · Birmingham West Midlands
Joseph Nathaniel Hodge
Died: 8 January 2006 · Nottingham Nottinghamshire
James Noel Friery
Died: 10 March 2014 · Nottingham Nottinghamshire
William Elliott
Died: 5 March 2026 · Ashington Northumberland
Dorothy Hilda Dowle
Died: 14 December 2025 · Clacton-On-Sea Essex
David Charles Ryan
Died: 24 August 2025 · Neath Port Talbot
David Rolf
Died: 10 February 2026 · Maldon Essex
Lucille Richardson
Died: 13 August 2007 · Nottingham Nottinghamshire
Florence Richardson
Died: 10 July 2004 · Nottingham Nottinghamshire
Roy Martin
Died: 15 December 2025 · Basildon Essex
Frederick George Lindo
Died: 7 February 2007 · Nottingham Nottinghamshire
Alan William Peter Hayward
Died: 26 November 2025 · Clacton On Sea Essex
Susan Rosalynne Halsey
Died: 20 December 2022 · Stevenage Herfordshire
Gwendoline Gnosill
Died: 13 November 2023 · West Bromwich Staffordshire
Raymond Faultless
Died: 24 September 2015 · Colchester Essex
Stanislaw Brzeski
Died: 4 March 2004 · Nottingham Nottinghamshire
Howard Brown
Died: 19 September 2025 · Redhill Surrey
Brenda Joan Williams
Died: 8 December 2025 · Southampton Hampshire
Ronald Spence
Died: 9 July 2022 · Margate Kent
Roy Alfred Robertshaw
Died: 15 April 2026 · Hull East Riding of Yorkshire
David Anthony Morris
Died: 24 May 2025 · Glastonbury Somerset
Edward William Merridan
Died: 12 June 2021 · Basildon Essex
Thomas Manning
Died: 10 December 2020 · Walsall West Midlands
Vladirmiras Katurbajevas
Died: 21 September 2021 · Tottenham London N17
Dennis Raymond Jacobs
Died: 10 May 2026 · Gorleston Norfolk
Deen Marjorie Handley
Died: 30 April 2024 · Lincoln Lincolnshire
Darren Lee Foote
Died: 17 September 2022 · Ilfracombe Devon
Leonard Barrett
Died: 11 April 2022 · London SW17
Marjorie Wyeth
Died: 20 November 2025 · Penge London SE20
Joan Wilkins
Died: 24 January 2026 · Gillingham Kent
John Wild
Died: 4 April 2025 · Leigh-on-Sea Essex
Paul Vessey
Died: 14 January 2025 · Scunthorpe Lincolnshire
Aaron Smith-Elliot
Died: 25 June 2022 · Aldershot Hampshire
Norman Lovell
Died: 24 June 2022 · Bristol
Fiona Kelly
Died: 23 March 2026 · Kettering Northamptonshire
Ann Jones
Died: 22 May 2025 · Hounslow Middlesex
Susan Detra Greenwood
Died: 23 October 2025 · Bradford West Yorkshire
Jon Alan Gillaspie
Died: 18 July 2024 · Plaistow London E13
Colin Gary Evans
Died: 27 March 2026 · Wrexham Clwyd
Winifred Doggett
Died: 4 November 2024 · Wakefield West Yorkshire
Hildegard Chaplin
Died: 5 June 2022 · Streatham London SW16
Patrick Cash
Died: 30 June 2020 · Chelsea London SW10
Regina Monica Additer
Died: 17 June 2019 · Camberwell London SE5
Charles Martin Wright-Lakin
Died: 19 November 2025 · Yeovil Somerset
Jean Hewgill Wright
Died: 15 June 2020 · Darlington County Durham
Karen Mary Williams
Died: 25 April 2026 · Sutton Coldfield West Midlands
David Ronald Virgo
Died: 20 March 2026 · Abergavenny Gwent
Yau Fat TSE
Died: 21 December 2020 · Denmark Hill London SE5
Raymond Charles Smith
Died: 24 February 2025 · Portsmouth Hampshire
Andrew Edward Sinclair
Died: 16 November 2024 · Hove Brighton and Hove
Maimoon Saib
Died: 26 May 2023 · Enfield Middlesex
Ella Paris Robynson
Died: 5 April 2026 · Cardiff South Glamorgan
Ian Mark Reilly
Died: 1 April 2026 · Hammersmith London W6
David Ramsden
Died: 22 February 2024 · Harrogate North Yorkshire
Elfyn H Quennell
Died: 25 November 2024 · Bala Gwynedd
Marion Selina McCarthy
Died: 30 December 2023 · Newcastle Newcastle upon Tyne
Bette May
Died: 27 December 2025 · Colchester Essex
Alfred James Patrick Martin
Died: 7 November 2014 · Darlington County Durham
Norman Magni
Died: 13 February 2023 · Camden London NW3
Kenneth Legg
Died: 11 December 2025 · Isleworth Middlesex
Maciej Krzystyniak
Died: 10 January 2026 · Hackney London E9
Doreen Johnson
Died: 4 November 2020 · Darlington County Durham
Kenneth Hughes
Died: 21 March 2025 · Bangor Gwynedd
Istvan Horvath
Died: 12 December 2023 · Darlington County Durham
Trevor Homer
Died: 23 November 2024 · Dudley West Midlands
Doreen Hogan
Died: 11 January 2017 · Darlington County Durham
Albert Goddard
Died: 18 July 2022 · Darlington County Durham
Violet May Gibbs
Died: 1 May 2026 · South Bentfleet Essex
Antoinette Susette Gale
Died: 29 January 2024 · Poole Dorset
Hazel Diane Fletcher
Died: 25 February 2026 · South Kirkby West Yorkshire
Susan Clifton
Died: 13 May 2025 · Holland-On-Sea Essex
Sheila Maureen Cole
Died: 19 February 2025 · Gloucseter Gloucestershire
Juana Cristobal
Died: 26 October 2023 · Alton Hampshire
Evelyn Dunn
Died: 18 March 2017 · Darlington County Durham
Alvin Facey
Died: 16 September 2023 · Sheffield South Yorkshire
James Arthur Brailsford
Died: 1 March 2026 · Derby Derbyshire
Barry Frith
Died: 11 April 2024 · Camden London NW1
Thomas Osmond Holmes
Died: 29 February 2024 · Darlington County Durham
Megan Serah Radclyffe
Died: 4 September 2024 · Bermondsey London SE16
Maria Bell
Died: 16 July 2025 · Leeds West Yorkshire
Roger John Clark
Died: 17 January 2026 · Trowbridge Wiltshire
Richard David Clemmens
Died: 4 May 2026 · Torquay Devon
Thomas Michael Cowen
Died: 8 March 2018 · Darlington County Durham
Rodney Michael Adrian Dunn
Died: 24 March 2026 · Southall Middlesex
David Farquharson
Died: 10 June 2025 · London W10
Maureen Sylvia Froud
Died: 10 January 2026 · Colchester Essex
Robert Anthony Gee
Died: 16 June 2025 · Leyton London E10
Derek Peter Girling
Died: 9 January 2026 · Lymington Hampshire
Marchioness Sion Gypo
Died: 31 January 2026 · Llanybydder Dyfed
Cedric Halward
Died: 7 June 2024 · Droitwich Spa Worcestershire
Elsbeth Haswell
Died: 27 June 2016 · Darlington County Durham
Geoffrey Charles Lacey
Died: 30 June 2025 · Poole Dorset
Anthony Harry Samuel Manns
Died: 16 August 2022 · Wednesbury West Midlands
Mark Anthony Munden
Died: 11 April 2026 · Poole Dorset
Norman Leslie Piper
Died: 7 December 2025 · Southall Middlesex
Timothy Brian Rogers
Died: 6 September 2025 · Wincanton Somerset
Clara Placido Sotto
Died: 22 April 2026 · Basildon Essex
Robert Steven Sparks
Died: 27 March 2026 · Oakley Square Camden London NW1
Frederick Barrie Threlfall
Died: 17 November 2024 · Wigan Greater Manchester
Peter Warcup
Died: 11 February 2026 · Hull East Riding of Yorkshire
John Wilkinson
Died: 18 February 2026 · Hedon East Riding of Yorkshire
Geoffrey Peter Balson
Died: 12 January 2020 · Coventry Warwickshire
Olga Pansy Margaret Bianchi
Died: 20 February 2020 · Islington London N11
Mary Elizabeth Burt
Died: 12 March 2026 · Weymouth Dorset
Lajos Farkasdi
Died: 19 January 2026 · Derby Derbyshire
Peter Robert France
Died: 20 July 2024 · Edmonton London N18
Paul Granger
Died: 26 August 2024 · Hessle East Riding of Yorkshire
James Hazel
Died: 2 June 2016 · Southend on Sea Essex
Tracey J Head
Died: 3 September 2025 · Thetford Norfolk
Brenda Lillian Hunter
Died: 6 September 2018 · Darlington County Durham
Keith Francis John Inman
Died: 23 January 2006 · Southend-on-Sea Essex
William Jones Lamb
Died: 2 March 2008 · Darlington County Durham
Alan McDonald
Died: 2 October 2020 · Darlington County Durham
Jamshid Mohammadian
Died: 3 March 2026 · Putney London SW15
Ronald William Morley
Died: 12 January 2026 · Derby Derbyshire
Lajos Pinter
Died: 11 June 2024 · Colney Norfolk
Noel Michael Pougnet
Died: 6 May 2025 · King's Lynn Norfolk
David John Price
Died: 20 January 2026 · Derby Derbyshire
Alan Glen Singer
Died: 7 June 2024 · Darlington County Durham
Eric Robin Stewart
Died: 21 January 2026 · Cramlington Northumberland
Alfred Sylvanus Ayo Turner
Died: 29 November 2025 · Westminster London W2
John Charles Windmill
Died: 24 February 2026 · Stevenage Hertfordshire
Michael Ernest Brown
Died: 26 December 2022 · Leicester Leicestershire
William Carter
Died: 19 May 2025 · Barnet London NW2
Brian Thomas Colbeck
Died: 30 July 2025 · Cwmbran Gwent
Karen Helen Davis
Died: 15 December 2025 · Luton Bedfordshire
John Peter Dunn
Died: 20 October 2025 · Aycliffe County Durham
Christopher Fletcher
Died: 7 January 2026 · Whitchurch Hampshire
Gwynfa Green
Died: 19 December 2025 · Kenilworth Warwickshire
Mark Harrison
Died: 25 February 2025 · Birmingham West Midlands
John George Marrin
Died: 27 August 2025 · Melrose Roxburghshire
Tina Mercer
Died: 15 November 2021 · Margate Kent
Philip Charles Ryder
Died: 9 February 2026 · Ramsgate Kent
Susan Sheldon
Died: 15 July 2025 · Swansea West Glamorgan
Malveen Towers
Died: 1 December 2025 · South Cave East Riding of Yorkshire
George Fredrick Avery
Died: 18 June 2024 · London SE18
Jacqueline Mary Bellairs
Died: 17 April 2014 · Ealing Middlesex
Walter Irving Dack
Died: 7 April 2026 · Cramlington Northumberland
Christopher James Ellam
Died: 21 December 2025 · Castleford West Yorkshire
Robin John Furness
Died: 1 March 2026 · Watford Hertfordshire
Jeffrey Alexander Rhodes
Died: 8 February 2026 · Pontefract West Yorkshire
John Abraham Thomas
Died: 14 June 2019 · Newcastle Upon Tyne Northumberland
Anthony David Whitford
Died: 8 January 2026 · Ealing Middlesex
Margaret Bennett
Died: 5 April 2008 · Darlington County Durham
Trevor George Carter
Died: 30 September 2025 · Dorchester Dorset
Victor Dickinson
Died: 22 April 2026 · Scunthorpe Lincolnshire
Bernard Albert Foster
Died: 13 March 2025 · Colney Norfolk
Micheal Frith
Died: 30 January 2026 · Banbury Oxfordshire
Catherine Mary Lewis
Died: 18 February 2026 · Derby Derbyshire
Susan Pennington-Boardwell
Died: 13 August 2025 · Melksham Wiltshire
Sean Paul Quinn
Died: 9 January 2025 · Peterborough Cambridgeshire
Alan William Symonds
Died: 25 February 2026 · Chichester Sussex
Thomas Walmsley
Died: 10 February 2026 · Blyth Northumberland
Stuart James Marriott
Died: 8 February 2026 · Langcliffe North Yorkshire
Michael Richard Sturgess Robinson
Died: 16 June 2025 · Alford Lincolnshire
James Belton
Died: 24 August 2018 · Swindon Wiltshire
Anna Frances Boddy
Died: 19 October 2019 · Darlington County Durham
Brian Henry Carver
Died: 11 June 2020 · Nottingham Nottinghamshire
Carole Lilian Coleman
Died: 21 December 2022 · Birmingham West Midlands
David Thomas Cooper
Died: 17 January 2026 · Walsall Staffordshire
Stephen Cotterill
Died: 29 April 2022 · Worcester Worcestershire
Stella Angela Drane
Died: 7 April 2024 · Worcester Worcestershire
Rosina Illingworth
Died: 29 September 2023 · Wakefield West Yorkshire
Keith Mainwaring
Died: 13 June 2025 · Coventry Warwickshire
Robert Michael Orrell
Died: 13 April 2021 · Birmingham West Midlands
Edmund George Smith
Died: 19 March 2024 · Portsmouth Hampshire
David Ernest Twigg
Died: 28 August 2024 · Bordesley Green Warwickshire
Shirley Wills
Died: 10 September 2009 · Darlington County Durham
Julie Anne Bagley
Died: 20 March 2025 · Darlington County Durham
John Ginn
Died: 29 August 2024 · Wapping London E1W
Peter Mackenzie
Died: 18 December 2025 · Leeds West Yorkshire
Tamara Elizabeth Routledge
Died: 7 November 2025 · Bridport Dorset
Michael Somers
Died: 7 April 2026 · Grimsby Lincolnshire
Susan Louise Cullum
Died: 11 September 2021 · Leeds West Yorkshire
Ruth Cherry Gander
Died: 24 June 2024 · Leeds West Yorkshire
Aligi Gattini
Died: 25 September 2025 · Lambeth London SE1
Wayne Hunt
Died: 23 December 2023 · Southampton Hampshire
John McHugh
Died: 21 June 2025 · Manchester Lancashire
David McKenzie
Died: 10 October 2025 · Warford Cheshire
Elizabeth Neill
Died: 15 August 2024 · Great Oxendon Northamptonshire
Robert Neil Pinfield
Died: 18 November 2025 · Nottingham Nottinghamshire
Evdokia Savani
Died: 22 January 2026 · Denmark Hill London SE5
John James Thomas
Died: 24 June 2023 · Swansea West Glamorgan
John Raymond Trott
Died: 21 August 2024 · Hensingham Cumbria
Alan White
Died: 12 April 2020 · Chelsea London SW10
Barbara Wise
Died: 19 February 2026 · Harrogate North Yorkshire
James Arthur Yardley
Died: 5 April 2013 · Tendering Essex
When someone in England or Wales dies without a will and without known relatives, their estate passes to the Crown. The Government Legal Department publishes a list of these unclaimed estates — the Bona Vacantia list. If you can prove you are a blood relative of someone on the list, you may be entitled to claim their estate.
Claims can be made up to 30 years after the date of death. FindMyLegacy is a free service that helps you search the list and understand your potential entitlement.
Data sourced from the UK Government Legal Department Bona Vacantia Division. This service is for information only — always seek independent legal advice before making a claim.